SIMPLE. SCALABLE.
SOLUTIONS.
Regardless of the size or complexity of your company’s needs, Heartland Consulting Group is fully qualified to consult with you on every issue of your retirement program.
Consulting And
Plan Design
- Plan Comparability Analysis
- Employer-Specific Plan Design
- Participant Communication Materials
- Guidance on Plan Implementation and Termination
- Assistance in Government Agency Audits
- Internal Plan Reviews
Document Services
- Volume-Submitter Plan Agreements
- Individually Designed Plans
- Plan Amendments and Restatements
- Summary Plan Descriptions
- Employer Administration Manuals
- Customized Administration Forms
- Notices to Participants
- Enrollment Packages
Government Forms Preparation
- Form 5500 Series Reports and Related Schedules
- Form 5300 Series Reports and Related Schedules
- Summary of Annual Reports
- Reporting of Distributions and Tax Withholding
- Determination Letter Filing
Plan Valuation and Allocations
- Reconciliation of Plan Assets to Payroll
- Financial Statements on Accrual Basis
- Eligibility Calculations
- Cash and Share Accounting
- Participant Updates and Allocations
- Loan Administration
- Qualified Domestic Relations Order (QDRO) Processing
- Vesting Calculations
- Allocation Summary Reports
- Distribution Packages
- Individual Participant Statements
- Plan Conversions
Compliance Testing
- Contribution Deductibility
- Top-Heavy Testing
- Coverage Testing
- Average Benefits Testing
- General Nondiscrimination Testing
- Compensation Ratio Testing
- 401(k) Nondiscrimination Testing
- Annual Additions Limitations Testing
Calculations and Projections
- Employer Contribution Analysis
- Retirement Benefits Projections
- Required Minimum Distribution Calculations
- Projected Entry Date Reporting
SIMPLE. SCALABLE. SOLUTIONS.
All services provided by Heartland Consulting Group can be retained on a recurring or single occasion basis for companies with special needs. Please contact us for details regarding institutional outsourcing or with any questions regarding our other services.