Consulting and Plan Design
- Plan Comparability Analysis
- Employer-Specific Plan Design
- Participant Communication Materials
- Guidance on Plan Implementation and Termination
- Assistance in Government Agency Audits
- Internal Plan Reviews
Document Services
- Prototype and Volume Submitter Plan Agreements
- Individually Designed Plans
- Plan Amendments and Restatements
- Summary Plan Descriptions
- Employer Administration Manuals
- Customized Administration Forms
- Notices to Participants
- Enrollment Packages
Government Forms Preparation
- Form 5500 Series Reports and Related Schedules
- Form 5300 Series Reports and Related Schedules
- Summary Annual Reports
- Reporting of Distributions and Tax Withholding
- Determination Letter Filing
Plan Valuation and Allocations
- Reconciliation of Plan Assets to Payroll
- Financial Statements on Accrual Basis
- Eligibility Calculations
- Cash and Share Accounting
- Participant Updates and Allocations
- Loan Administration
- Qualified Domestic Relations Order (QDRO) Processing
- Vesting Calculations
- Allocation Summary Reports
- Distribution Packages
- Individual Participant Certificates
- Plan Conversions
Compliance Testing
- Contribution Deductibility
- Top-Heavy Testing
- Coverage Testing
- Average Benefits Testing
- Compensation Ratio Testing
- 401(k) Nondiscrimination Testing
- Annual Additions Limitations
Calculations and Projections
- Employer Contribution Analysis
- Retirement Benefits Projections
- Required Minimum Distribution Calculations
- Projected Entry Date Reporting
Institutional Outsourcing
Any one or all of Heartland's services can be retained on a recurring or single
occasion basis for companies with special needs. Please contact Heartland
Consulting Group for additional details regarding Institutional Outsourcing.