Heartland Consulting Group, Inc.

Consulting and Plan Design

Plan Comparability Analysis

Employer-Specific Plan Design

Participant Communication Materials

Guidance on Plan Implementation and Termination

Assistance in Government Agency Audits

Internal Plan Reviews

Document Services

Prototype and Volume Submitter Plan Agreements

Plan Amendments and Restatements

Summary Plan Descriptions

Employer Administration Manuals

Customized Administration Forms

Notices to Participants

Enrollment Packages

Government Forms Preparation

Form 5500 Series Reports and Related Schedules

Form 5300 Series Reports and Related Schedules

Summary Annual Reports

Reporting of Distributions and Tax Withholding

Plan Valuation and Allocations

Reconciliation of Plan Assets to Payroll

Financial Statements on Accrual Basis

Eligibility Calculations

Cash and Share Accounting

Participant Updates and Allocations

Loan Administration

Qualified Domestic Relations Order (QDRO) Processing

Vesting Calculations

Allocation Summary Reports

Distribution Packages

Individual Participant Certificates

Plan Conversions

Compliance Testing

Contribution Deductibility

Top-Heavy Testing

Coverage Testing

Average Benefits Testing

Compensation Ratio Testing

401(k) Nondiscrimination Testing

Annual Additions Limitations

Calculations and Projections

Employer Contribution Analysis

Retirement Benefits Projections

Required Minimum Distribution Calculations

Projected Entry Date Reporting

Institutional Outsourcing

Any one or all of Heartland's services can be retained on a recurring or single occasion basis for companies with special needs. Please contact Heartland Consulting Group for additional details regarding Institutional Outsourcing.


	Regardless of the size or complexity of your company's needs, Heartland Consulting Group is fully qualified to consult with you on every issue of your retirement program.	Consulting and Plan Design Plan Comparability Analysis Employer-Specific Plan Design Participant Communication Materials Guidance on Plan Implementation and Termination Assistance in Government Agency Audits Internal Plan Reviews Document Services Prototype and Volume Submitter Plan Agreements Plan Amendments and Restatements Summary Plan Descriptions Employer Administration Manuals Customized Administration Forms Notices to Participants Enrollment Packages Government Forms Preparation Form 5500 Series Reports and Related Schedules Form 5300 Series Reports and Related Schedules Summary Annual Reports Reporting of Distributions and Tax Withholding Plan Valuation and Allocations Reconciliation of Plan Assets to Payroll Financial Statements on Accrual Basis Eligibility Calculations Cash and Share Accounting Participant Updates and Allocations Loan Administration Qualified Domestic Relations Order (QDRO) Processing Vesting Calculations Allocation Summary Reports Distribution Packages Individual Participant Certificates Plan Conversions Compliance Testing Contribution Deductibility Top-Heavy Testing Coverage Testing Average Benefits Testing Compensation Ratio Testing 401(k) Nondiscrimination Testing Annual Additions Limitations Calculations and Projections Employer Contribution Analysis Retirement Benefits Projections Required Minimum Distribution Calculations Projected Entry Date Reporting Institutional Outsourcing Any one or all of Heartland's services can be retained on a recurring or single occasion basis for companies with special needs. Please contact Heartland Consulting Group for additional details regarding Institutional Outsourcing.